Senior Software Engineer II - KYC Experience

Company Description

Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer.

Job Description

About the role

We at Wise Platform aim to be the infrastructure that powers the world's money by connecting banks, financial institutions, and enterprises to our next-generation payment solutions. You’ll own and shape critical API infrastructure that serves partners such as Google, Deel, Ramp, and Agoda.

Within Wise Platform, the KYC Experience team owns the end-to-end onboarding and identity verification capabilities that make those partner integrations possible. We build the APIs and services that let our partners onboard their customers compliantly and seamlessly, setting the standard for what world-class embedded KYC looks like.

We’re looking for a product-focused Senior Software Engineer to join our team in London, helping build seamless KYC and Onboarding products for our partners. You'll work in an autonomous cross-functional team alongside other engineers, product, analytics, compliance and operations, with full autonomy to shape the direction of the Wise Platform KYC experience.

What will you be working on?

• Design and build public-facing APIs for Wise Platform and our partners that are intuitive, consistent, and easy to use. We want to set the standard for seamless financial integrations
• Own and drive technical roadmaps across your domain (squad/tribe level), ensuring technical debt, reliability, scalability, and security concerns are addressed and clearly connected to the product roadmap
• Architect highly robust and scalable microservices using event-driven design patterns
• Key influencer in product roadmapping and strategy sessions with product management and the rest of your cross-functional team
• Lead impactful problems both within your team and beyond, driving high impact cross-team initiatives that unlock new features and value for our partners
• Mentor and influence engineers and leads through code reviews and best practices, raising the bar for technical excellence across the discipline

Qualifications

• Strong foundation in modern Java or other JVM based language, experience with the Spring framework, with a commitment to clean, testable, and highly performant code
• Deep experience building and operating microservices, with a solid understanding of event-driven architecture, distributed system and concurrency patterns
• Hands-on experience with Kafka or similar messaging systems, including designing and owning robust, scalable event pipelines
• Proficiency with relational and non-relational databases, including query optimization, schema design, and thoughtful data lifecycle management for sensitive information
• Product-oriented thinking with a strong product mindset, prioritising customer needs and using data-driven decisions to shape roadmaps and fix partner problems
• Experience leading cross-team and inter-disciplinary initiatives, coupled with a passion for clean, well-tested, performant code
• Great communication skills and the ability to articulate complex, technical concepts to non-technical audiences, and to guide debates to a clear decision

Additional Information

• How we work – a practical guide
• DEI @ Wise
• Wise Tech Stack (2025 update)
• See what it's like to work at Wise London!
• Our Engineering career map
• Wise Engineering – https://medium.com/wise-engineering

What do we offer:

• Starting salary: £111,000 - £145,000 + RSUs
• Wise Benefits

Additional Information

For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.