Finance Settlement Intern (base UK/Ireland)

Work Arrangement
: Internship based in
Ireland or UK
.

What We Offer

We believe great ideas can come from anywhere, and often, they come from you. As an intern at JD.com, you’ll work on meaningful, hands-on projects, learn from talented colleagues across our global network, and grow in a supportive, fast-paced environment designed for development. With competitive compensation, great office locations, and a people-first culture that champions continuous learning, you’ll have everything you need to thrive and kick-start your career.

About Your Program

You’ll be joining the JD Young (JDY) Internship Program, designed to give early-career talent hands-on exposure to real projects, real responsibilities, and real growth. Over 3–6 months, you’ll work alongside experienced teams, build fundamental skills, and gain insights into how a global business operates.

• Bill Reconciliation & Exception Handling: Review logistics, insurance and other bills, resolve discrepancies and exceptions for timely receivables, lower bad debt risk and improve settlement efficiency and customer satisfaction.
• Process & System Optimization: Identify settlement pain points, drive system upgrades and automation to reduce manual work, raise efficiency and accuracy and support business scaling.
• Risk & Compliance Control: Monitor contracts, settlement documents and fund flows, detect compliance risks and implement safeguards to protect company funds.
• Cross-functional Collaboration: Partner with business and tech teams to resolve settlement bottlenecks, provide finance training and data support and streamline cross-team execution.
• Data Analytics & Decision Support: Generate settlement reports, identify risks and optimization opportunities via data analysis and deliver insights for management decisions.
• AR & Bad Debt Oversight: Track receivables ageing and collections, analyse bad debt root causes and propose improvements to maintain stable cash flow.

Job Requirements

Financial Expertise
: Solid understanding of accounts payable processes, including invoicing, reconciliation, settlement, aging analysis and basic financial risk control.

Data Analysis
: Proficient in Excel for data analysis and reporting. Able to support process optimization through data insights. Python knowledge is a plus.

Communication
: Able to communicate effectively in English with overseas clients and internal stakeholders, comfortable with cross-border and multi-time-zone collaboration.

Process Improvement
: Strong logical thinking with continuous-improvement mindset to promote financial process standardization and efficiency uplift.

Academic Background
: Bachelor’s degree or above in Finance, Accounting, Economics or related majors. Prior finance internship experience is preferred.

Core Traits
: Detail-oriented, responsible and data-sensitive. Quick learner who thrives in fast-paced cross-border working environment with solid teamwork skills.